# Fricopay

> Fricopay is a Ghana payments and digital services API. One API key buys airtime, data bundles, bills, SMS, virtual numbers, result checkers and more from a cedi wallet, and Fricobiz collects Mobile Money payments on your own number.

Base URL: https://fricopay.com. Authenticate with `Authorization: Bearer fp_...`. Keep the key on your server and read it from an environment variable.

## Docs

- [Full documentation](https://fricopay.com/llms-full.txt): everything below in one plain-text file
- [OpenAPI spec](https://fricopay.com/openapi.json): every endpoint in OpenAPI 3.1
- [Human-readable docs](https://fricopay.com/portal)

## Get started

- [Overview](https://fricopay.com/portal#/overview): Everything you need to build on Fricopay: payments, airtime, data, bills, SMS and more, all from one API key.
- [Authentication](https://fricopay.com/portal#/authentication): Every request is signed with your API key. Here is how to get one, send it, and keep it safe.
- [Responses and errors](https://fricopay.com/portal#/errors): Every response is JSON. Success and failure follow the same simple shape.
- [Webhooks](https://fricopay.com/portal#/webhooks): Get a signed callback the moment an order or payment changes status, instead of polling.
- [Build with AI](https://fricopay.com/portal#/ai): Let your AI coding assistant read our docs and write the integration for you.

## Collect payments

- [Fricobiz](https://fricopay.com/portal#/fricobiz): Collect Mobile Money payments on your own number, with a hosted pay page, checkout and signed webhooks.

## Airtime and data

- [Airtime](https://fricopay.com/portal#/airtime): Send airtime to MTN, Telecel and AirtelTigo numbers from your app, paid from your wallet.
- [Data bundles](https://fricopay.com/portal#/data): List the bundles available for a number, then buy the one you want.
- [Cheap data](https://fricopay.com/portal#/cheapdata): Sell affordable data bundles at live wholesale prices, delivered in about a minute.

## Bills

- [Bills and utilities](https://fricopay.com/portal#/utilities): Pay TV subscriptions, ECG electricity and Ghana Water bills, and look up SIM owners.

## Digital services

- [Virtual numbers](https://fricopay.com/portal#/virtual): Buy a temporary phone number, wait for the SMS code, and read it from the API.
- [SMS](https://fricopay.com/portal#/sms): Send transactional SMS to Ghana numbers with your own sender ID.
- [Social boost](https://fricopay.com/portal#/booster): Sell followers, likes and views on TikTok, Instagram, YouTube and more.
- [Result checkers](https://fricopay.com/portal#/checker): Sell WAEC and BECE result checkers and get the serial and PIN back.
- [AFA registration](https://fricopay.com/portal#/afa): Register customers for MTN AFA straight from your app.

## Sports and betting

- [Football data](https://fricopay.com/portal#/football): Live scores, results, fixtures and predictions for matches worldwide.
- [Bet code converter](https://fricopay.com/portal#/betconverter): Convert a bet code from one bookie to another.